The Impact of Fintech and Financial Inclusion on SMEs’ Growth and Development

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  • Economic and Political Weekly Vol.60; No.42 - 18 Oct. 2025 pp. 51-57
Subject(s): Online resources: Summary: Exploring the relationships among fintech, financial inclusion, and the growth and development of manufacturing small and medium enterprises in India by employing a quantitative approach and utilising partial least squares–structural equation modelling, the data from 366 manufacturing SME owners in India were analysed. The findings reveal that fintech significantly enhances financial inclusion, which, in turn, supports the growth and development of SMEs.
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Exploring the relationships among fintech, financial inclusion, and the growth and development of manufacturing small and medium enterprises in India by employing a quantitative approach and utilising partial least squares–structural equation modelling, the data from 366 manufacturing SME owners in India were analysed. The findings reveal that fintech significantly enhances financial inclusion, which, in turn, supports the growth and development of SMEs.

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